Would you save more if you knew what you would look like when you’re older?  Try the "Face of the Future" web site from the University of Saint Andrews in the U.K. (you can also make a picture of yourself younger at the site)

Robert Powell at Marketwatch.com had an interesting post the other day entitled Six Tricks to Spend Less, Save More for Retirement.  According to the column, recent research shows people will save more if you show them a photograph of their future selves.

“The problem between now and later is the question of how much do we care about our future selves,” said Dan Ariely, the author of several books including “The Upside of Irrationality,” and a behavior economics professor at Duke University. “If you care a lot you might save more, if you care only a little, you would save not so much. But if you saw an image of yourself at age 70 you might care more about your future self. And the results show that people have a higher tendency of doing so.”

So his advice to those saving for retirement is this: Take a picture of yourself, age it, and consider making it your screen saver on your computer or hanging the picture somewhere in your home or office to “to remind you of your future self.”