Benefits

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Eligibility

Employees are eligible for benefits the first of the month following 60 days of employment.  Employees have up to 30 days from the effective date to make benefit elections.  Ecumen offers benefit options for employees, their legal spouse, and their children.

The benefits outlined below apply to Ecumen-owned housing and services employees only. Our managed communities, which are owned by other entities, offer benefits that may differ from those listed below.

Insurance

Medical Insurance

Medical insurance is available for employees working at least 60 hours per pay period.  The medical insurance is a high deductible health plan through BlueCross BlueShield of MN with the option to contribute to a Health Savings Account (HSA).  All preventive care visits and services are covered 100% when going to an in-network provider.  All other services are subject to a $2,600 deductible.  After you have met your deductible your claims will be covered at 100%.

Dental Insurance

Dental insurance is available for employees working at least 40 hours per pay period and is administered by Delta Dental.  Preventive exams, cleanings and x-rays are covered at 100%.  All other services are subject to a $50 deductible and co-insurance.

Vision Insurance

Vision insurance is available for employees working at least 40 hours per pay period.  It helps pay for the cost of frames, lenses, and contacts and is administered by VSP.  The vision insurance will supplement vision benefits included in the Ecumen medical plan.

Health Savings Account

A health savings account (HSA) allows employees enrolled in Ecumen’s medical insurance to make pre-tax contributions and request reimbursement for approved medical expenses.  Ecumen also provides quarterly contributions to the employees’ HSA.

Flexible Spending Accounts (FSA)

The health care flexible spending account (FSA) allows employees to make pre-tax contributions for reimbursement of approved medical expenses. 

The dependent care flexible spending account (FSA) allows employees to make pre-tax contributions for reimbursement of approved dependent care expenses.

Life Insurance/Accidental Death & Dismemberment Insurance

Employees working at least 60 hours per pay period receive 1.5 times their annual salary to a maximum of $500,000 in personal life insurance and accidental death & dismemberment (AD&D) insurance at no cost.  Additional coverage may be purchased for employees, spouse, and children.

Short Term Disability Insurance

Short term disability (STD) is available at no cost for employees working at least 40 hours per pay period.  It provides partial income replacement, up to a maximum of 65%, if absent due to non-work-related illness or injury lasting up to 26 weeks.

Long Term Disability Insurance

Long term disability (LTD) is available at no cost for employees working at least 60 hours per pay period.   It provides continuing income up to 60% of monthly earnings, if unable to work for at least 180 days as a result of a serious illness or injury.

Retirement 

Retirement Plan
All regularly scheduled employees are eligible to contribute to the 401(k) plan on a pre-tax basis or after-tax basis (Roth). The 401(k) is matched at 100% up to 6% of your compensation. You are always 100% vested in your own employee contributions, rollover contributions, and the employer matching contributions.

Other Benefits

Paid Holidays
Ecumen observes the following holidays.

  • New Year’s Day
  • Good Friday/Easter Sunday
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day
  • Floating Holiday

Personal Paid Leave (PPL)
Employees earn PPL based on length of service. Eligible employees working at least 40 hours per pay period are eligble to accrue personal paid leave (prorated based on hours worked). PPL is paid time off that may be used for a variety of reasons including vacations, illness, and personal time.

Caregiver & Crisis Leave
Eligible employees working at least 40 hours per pay period are eligible to accrue Caregiver & Crisis Leave, which provides employees with paid leave in order to care for a family member with a serious medical condition.

Family Helping Family
Ecumen’s Family Helping Family program provides emergency loans or grants to eligible employees.  Funds for this program are donated annually by Ecumen employees committed to helping colleagues in need.

Wellness
Ecumen has designed a wellness program to reward healthy lifestyle choices.  Free annual health screenings are offered for eligible employees.  Medical insurance premiums will be reduced for each specific health screening goal that is met.

Training and Development

Ecumen believes in hiring and investing in dedicated, passionate people.  We know that our employees are the ones who ultimately make Ecumen communities great places to work and to live.  We work hard to train employees for their current role so that they feel equipped and informed as they perform in their jobs.  Additionally, employees who have an interest in developing in their careers will be given opportunities to design an individual development plan with their supervisor.