Not one of Minnesota’s 10,000 lakes made the list of "Affordable Places on the Water to Retire" by U.S. News and World Report.    Here’s the magazine’s top picks:

•Bella Vista, Ark.
•Bismarck, N.D.
•Cape Coral, Fla.
•Dover, Del.
•Dubuque, Iowa
•Fairhope, Ala.
•Lake Jackson, Texas
•Loveland, Colo.
•Richland, Wash.
•Traverse City, Mich.